Terms of Service

QuantPlus EarningsPro

Version P.1.0 — Effective 2 November 2026.

These terms govern your use of QuantPlus EarningsPro, operated by QuantPlus Analytics, LLC, an Ohio limited liability company with its principal place of business in Crawford County, Ohio (“we,” “us,” “QuantPlus”). You accept these terms by ticking the box that says so when you create your account.

1. What the service is

QuantPlus EarningsPro is a financial publication. It reads reports that public companies file with the Securities and Exchange Commission, applies one fixed method to every company, and publishes the result.

We are not an investment adviser, a broker, a dealer, an exchange, or a trading platform.

Our Important Disclosures and our statement of what we do not do form part of these terms and are incorporated into them by reference. If anything in these terms appears to conflict with those documents, those documents govern.

2. Everyone receives the same publication

Every subscriber at a given plan level receives the same rankings, the same figures and the same explanations, published at the same time. We do not compute anything for one subscriber that we withhold from another, and we do not shape any output to an individual’s circumstances.

3. Eligibility and your account

You must be at least 18 years old and able to form a binding contract. The service is offered only to residents of the United States, including holders of APO, FPO and DPO addresses.

You are responsible for keeping your credentials confidential and for activity under your account. Tell us promptly if you believe your account has been used without your permission.

One account is for one person. Do not share credentials. Where a plan expressly provides for more than one named user, each named user holds their own account.

4. Subscriptions, billing, and our merchant of record

Subscriptions are sold and billed through Paddle.com Market Limited, which acts as the merchant of record and as our authorised reseller. Your payment contract for the transaction is with Paddle. Paddle’s own buyer terms and refund policy apply to it and, where they give you stronger rights than these terms, the stronger rights apply.

Subscriptions renew automatically at the end of each billing period at the rate then applicable to your subscription, until cancelled. You will be told the price, the billing period and the renewal terms before you are charged, and you will receive confirmation after. Cancelling is described in our Cancellations and Refunds policy, which forms part of these terms.

Subscription fees are not refundable, and we do not refund unused subscription time when you cancel.

You keep access until the end of the period you have paid for. The exceptions — where the law requires a refund, where Paddle grants one under its own policy, and where we end your subscription other than for your breach (section 12) — are set out in the Cancellations and Refunds policy.

Prices are stated in US dollars unless the checkout says otherwise. Taxes are handled by our merchant of record according to your location.

5. The price lock

If you subscribe on an annual plan, the rate you subscribe at is the rate you keep for as long as your subscription continues without interruption. Our published prices may rise as we add capability. Yours does not.

The lock attaches to your subscription, not to your account. It applies while the subscription renews continuously on the same plan. A subscription renews continuously if it is never cancelled, never allowed to lapse for non-payment beyond our standard payment-retry window, and never changed to a different plan. A short payment-retry period that ends in a successful charge does not break continuity. A cancellation, an uncured lapse, or a change of plan ends the lock; if you cancel and later resubscribe, or your subscription lapses and you later restart it, you subscribe at the rate published at that time.

Where we intend to increase the published price following a release of new capability, we give notice to existing members at least 30 days in advance. The notice period and the mechanics are set out on the member page, which is the version that binds.

When we announce that the published price will rise on a given date, we publish at the same time the list of capability that rise is for. If something on that list is not delivered and working on that date, the price does not rise until it is, and we say so publicly on the roadmap page until it is resolved. We may also publish a separate list of what we are exploring. Nothing on that list is ever a reason for a price to rise, and if it arrives it arrives at no extra cost to anyone already subscribed.

6. What you may and may not do

You may use the service for your own purposes, including in the course of your work.

You may not: resell, redistribute, republish or syndicate our rankings or explanations as a substitute for a subscription; scrape, crawl or bulk-extract the service by automated means; use the service to build a competing product; reverse-engineer our method; remove or obscure any notice, attribution or disclaimer; or use the service unlawfully.

Nothing in this section restricts your use of the underlying public filings, which are in the public domain and which you may obtain directly from the Securities and Exchange Commission.

Your own data is yours. The holdings you enter, what you paid for them, your watchlists, your saved screens and your notes belong to you, not to us. You may export them at any time, in full, and nothing in this section restricts what you do with them afterwards. The restriction above is on republishing our rankings and explanations as a substitute for a subscription; it does not reach anything you put in yourself.

7. Our method and our content

Our rankings, explanations, learning material, software and the method behind them are our property or are licensed to us. We grant you a personal, non-exclusive, non-transferable, revocable licence to access and use them while your subscription is active. No other rights are granted.

We do not publish our method in full.

We publish what a measurement means and what data went into it. We do not publish the weights, thresholds or formula behind it.

8. Where the data comes from, and what we do not promise about it

Company figures come from reports filed with the Securities and Exchange Commission. That information is public and we do not own it.

We do not warrant that the data is complete, accurate, current, or free from error.

Companies restate their figures. Filings contain mistakes. Our processing may contain mistakes. Where a figure is missing we say so rather than estimating it, but that does not make what remains guaranteed.

The service is provided “as is” and “as available.”

To the fullest extent permitted by law we disclaim all warranties, express or implied, including any implied warranty of merchantability, fitness for a particular purpose, accuracy, and non-infringement. We do not warrant that the service will be uninterrupted or that defects will be corrected.

9. Limitation of liability

Nothing here is investment advice and no decision about money should rest on it alone.

You are responsible for your own investment decisions and for their consequences.

To the fullest extent permitted by law, we are not liable for any indirect, incidental, special, consequential, exemplary or punitive damages, or for any lost profits, lost revenue, lost data, or investment losses, arising out of or relating to the service, whatever the theory of liability and even if we were advised that such damages were possible.

To the fullest extent permitted by law, our total aggregate liability arising out of or relating to the service is limited to the amount you paid us in the twelve months before the event giving rise to the claim.

Some jurisdictions do not allow some of these exclusions or limitations. Where that is so, they apply to the fullest extent permitted, and nothing here excludes liability that cannot lawfully be excluded.

10. Indemnity

You will indemnify us against claims, losses and reasonable costs arising from your breach of these terms or your misuse of the service.

11. Changes

We may change the service, and we may change these terms. When a change is material, we will ask you to accept the new terms by ticking a box. You may keep using the service under the current terms until the change takes effect. If you do not accept the change, you may cancel, and we will refund the unused part of the period you have paid for.

Every version of these terms is dated, and prior versions are retained and available on request.

12. Suspension and termination

You may cancel at any time. See our Cancellations and Refunds policy.

We may suspend or terminate an account that breaches these terms, that we reasonably believe is being used unlawfully, or where we are required to. Where the breach is capable of being remedied and the circumstances allow it, we will tell you what the problem is and give you an opportunity to fix it first.

If we terminate your subscription other than for your breach, we will refund the unused portion of any period you have paid for.

13. Governing law, disputes and arbitration

Please read this section carefully. It affects your rights.

It requires disputes to be decided by individual arbitration rather than in court, and it gives up class actions and jury trials. You may opt out (section 13.11).

13.1 Governing law

The laws of the State of Ohio govern these terms and any dispute between you and us, without regard to Ohio’s conflict-of-laws rules. The Federal Arbitration Act (9 U.S.C. §1 and following) governs sections 13.3 to 13.13, because these terms involve interstate commerce. QuantPlus Analytics, LLC is an Ohio limited liability company with its principal place of business in Crawford County, Ohio.

13.2 Talk to us first

Before either of us starts an arbitration or a small-claims case, the one with the dispute sends the other a written notice.

To us: by email to [email protected], and by mail to the postal address in section 15.

To you: by email to the address on your account.

The notice gives your name and account email, what the dispute is about, and what you want. For 60 days after the notice arrives, we each try in good faith to settle it, and either of us may ask for a phone call. Any deadline for bringing the claim is paused during those days.

13.3 Agreement to arbitrate

You and QuantPlus Analytics, LLC agree to resolve by binding arbitration, between you and us alone, any dispute, claim or controversy between us that arises out of or relates to any of these (a “Dispute”), except as section 13.6 provides:

• these terms;
• the service;
• your account or subscription;
• any communication between us.

The arbitrator decides any Dispute about whether this agreement to arbitrate is valid or enforceable, or whether it applies. A court, not an arbitrator, decides any Dispute about section 13.7. This agreement continues to cover Disputes after your account ends.

13.4 The arbitration

(a) The provider. The American Arbitration Association (AAA) administers the arbitration under its Consumer Arbitration Rules in effect when it is filed (adr.org). If the AAA cannot or will not administer it, we will agree on another provider, or a court will appoint an arbitrator under 9 U.S.C. §5.

(b) The hearing. One arbitrator decides. Hearings are held by video, unless the arbitrator decides an in-person hearing is needed, in which case it is held in the county where you live. Claims of $25,000 or less are decided on written submissions unless the arbitrator decides a hearing is needed, as the AAA’s rules provide.

(c) The relief. The arbitrator may award any individual relief a court could award under the law that applies, including statutory damages, injunctive relief and attorney’s fees where that law allows them. The relief is only in favour of the party seeking it, and only as far as that party’s individual claim warrants.

(d) The award. The arbitrator gives a written decision stating the essential findings. Judgment on the award may be entered in any court with jurisdiction.

13.5 Fees

(a) Arbitration fees. We pay all AAA filing, administration and arbitrator fees, including the filing fee that the AAA’s consumer fee schedule assigns to you.

(b) Lawyers’ fees. Each of us pays our own lawyers, unless the law that applies to the claim lets the arbitrator award fees. We will not seek our lawyers’ fees or costs from you unless the arbitrator finds that your claim was groundless and brought in bad faith.

13.6 What does not have to be arbitrated

(a) Small claims. Either of us may bring an individual action in a small-claims court that has jurisdiction, in the county where you live or in Crawford County, Ohio, for as long as the action stays there and remains individual.

(b) Intellectual property and misuse. Either of us may ask a court for an injunction, or other equitable relief, to stop the infringement or misuse of intellectual property, unauthorised access to the service, or scraping (sections 6 and 7).

(c) Public injunctive relief. A claim for public injunctive relief that the law does not allow to be waived goes to court. It is heard after the individual claims are arbitrated, and is paused until then.

(d) Government agencies. Nothing in these terms stops you from reporting a concern to, or communicating with, any government agency, including the Securities and Exchange Commission, the Federal Trade Commission and the Ohio Attorney General.

13.7 No class actions

You and we may bring claims against each other only individually. Neither of us may bring a claim as a plaintiff or class member in any class, collective, consolidated or representative proceeding.

The arbitrator may not combine more than one person’s claims, except as section 13.10 allows, and may not preside over any class or representative proceeding.

If a court finally decides that this section cannot be enforced for a particular claim or remedy, then that claim or remedy, and only that one, is decided by a court under section 13.9. It is heard after everything else has been arbitrated, and is paused until then. It is never arbitrated as a class.

13.8 Jury waiver

If a Dispute is decided in court rather than in arbitration, other than in small claims, you and we give up any right to a jury trial, to the extent the law allows.

13.9 Courts

Any Dispute that is not arbitrated goes only to the state courts in Crawford County, Ohio, or to the United States District Court for the Northern District of Ohio. You and we consent to those courts’ jurisdiction. If you bring the case, you may instead file it in the courts of the county where you live.

13.10 Many similar claims

If 25 or more similar demands are filed against us by the same or coordinated lawyers, the AAA’s Mass Arbitration Supplementary Rules and its fee schedule for them apply to those demands. Any batching or test-case step must keep each claimant’s own arbitration, and must not bind anyone who did not take part.

13.11 Your right to opt out

You may opt out of sections 13.3 to 13.10 within 30 days after you first accept these terms.

• Email [email protected] from the email address on your account.
• Write “Arbitration opt-out” and your username.
• We confirm every opt-out by email and keep a record of it.

Opting out does not affect any other part of these terms, or your subscription. If you opt out, Disputes go to the courts in section 13.9, and section 13.7 does not apply to you.

13.12 Changes to this section

If we change this section after you have accepted it:

• the change does not apply to any Dispute that either of us had already given notice of under section 13.2;
• if the change is material, you may reject it by emailing [email protected] within 30 days after we tell you about it. The version you last accepted then continues to apply to you.

13.13 Time limits, survival and severability

Nothing in this section shortens the time the law gives you to bring a claim. This section survives the end of your subscription and your account. Except as section 13.7 provides, if any part of this section is found unenforceable, the rest stays in force (section 14).

14. General

If any provision is held unenforceable, the rest remains in force. Our failure to enforce a provision is not a waiver of it. You may not assign these terms; we may assign them to a successor in connection with a merger, acquisition or sale of assets, on notice to you.

These terms, together with the Important Disclosures, the statement of what we do not do, the Privacy Policy and the Cancellations and Refunds policy, are the entire agreement between us about the service.

15. Contact

QuantPlus Analytics, LLC · 1017 N Clink Blvd, Crestline, OH 44827-1005 · [email protected]

Version P.1.0. Last updated 2 November 2026. Prior versions are retained and available on request.